Terms of Service

1. Company Details

StatementCheck (operating at statementcheck.app) is a software service providing automated document parsing and transaction extraction for UK mortgage advisers and brokers. StatementCheck acts purely as a Data Processor and administrative tool. By accessing or using StatementCheck, you agree to be bound by these Terms of Service in full.

2. Purpose & Scope

StatementCheck provides automated document parsing and administrative transaction extraction for financial documents, including but not limited to UK bank statements. The service categorises transactions, generates affordability summaries, and flags potential areas of interest for review by a qualified mortgage adviser. The tool is designed to assist — not replace — the professional judgment of a regulated adviser. The user or adviser holds ultimate regulatory responsibility under FCA MCOB rules for verifying all parsed statement data before making any lender submissions.

3. FCA MCOB Disclaimer & Limitation of Liability

4. Acceptable Use

You agree to use StatementCheck only for lawful purposes and in accordance with these Terms. You must not use the service to process documents that you do not have the right or authority to analyse, or to facilitate any fraudulent or unlawful activity. You are solely responsible for ensuring you have obtained the necessary consents from your clients before uploading their financial documents.

5. Free Access During Early Access Period

StatementCheck is currently available free of charge during our early access launch. All features, including unlimited statement analyses and exports, are available at no cost. No account creation, credit card, or payment is required. We reserve the right to introduce paid plans in the future with reasonable notice.

6. Service Availability & Amendments

We reserve the right to alter pricing, features, or service availability at any time with reasonable notice. We do not guarantee uninterrupted or error-free service availability and may suspend access for maintenance, updates, or security reasons. Any material changes to these Terms will be communicated via the website or by email to active subscribers.

7. Intellectual Property

All software, branding, design, and content associated with StatementCheck remain the intellectual property of StatementCheck. You may not copy, modify, distribute, or reverse-engineer any part of the service without prior written consent.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.